Who We Are

Independent professional financial planning and investment management advisory firm serving Centerville, Lebanon, Springboro, Dayton and Cincinnati, Ohio. Founded by David Frazier, an Investment Advisor and Certified Financial Planner™ professional, Financial Plan Advisors has offered investments and advisory services by partnering with Kovack Securities since 2002. The predominant services provided to clients revolve around retirement planning, fee-only fiduciary portfolio management, and retirement income generation.

Your personal CFP® to advise you.

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What We Do

  • Financial Planning
  • Retirement Planning
  • Wealth Management
  • Portfolio Management
  • Investment Management
  • Fee-Only Financial Planning
  • Retirement Financial Planning
  • Social Security Planning
  • Financial Consulting
  • Asset Management
  • College Planning
  • Estate Planning
  • Risk Reduction
  • Your dependable Certified Financial Planner™ to guide you toward your objectives and dreams with a simple financial plan.

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    How We Work

    Financial planning begins with your CFP® professional listening and conversing to understand the current investment course and the ready financial resources to identify concerns and priorities.

    Your knowledgeable CFP® to begin a personal discussion about improving your financial situation. There is never a fee for talking about your situation, sharing our ideas or proposing a plan. Recommendations that involve fee-only fiduciary accounts are generally those accounts that are in excess of $100,000.

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    Your Money, Your Plan!

    When you take control of your finances, rather than letting them control you, you can live life more fully. Regardless of your age or life stage, you can make financial decisions that move you toward your goals.