David is your personal, on-call, Certified Financial Planner™ professional, independent financial advisor and Certified Public Accountant. His career as an investment advisor began in 1997 with his first six years as a registered investment advisor with Morgan Stanley in Dayton, Ohio. David has offered investments and advisory services by partnering with Kovack Securities since 2002.

Kovack Securities & Kovack Advisors (Kovack) provides David with the resources and technology to support his independent financial planning and investment advisory firm.

In addition to establishing policies, procedures and overseeing standards, Kovack provides back office functions and due diligence reviews on various investment offerings to protect and benefit clients. Kovack provides access to National Financial Services, a Fidelity Investments company as well as a variety of other dependable financial service firms.

David and his wife Connie have two grown children, two grandchildren and they live in Springboro.

David is an Investment Advisor Representative with Kovack Advisors, Inc. and a Registered Representative with Kovack Securities, Inc., Member FINRA/SIPC. David is registered for securities by the Financial Industry Regulatory Authority, Inc. (FINRA), and in Ohio, Florida, Georgia, Illinois, Indiana, Michigan, North Carolina, Pennsylvania, South Carolina and Virginia. David Frazier is authorized to conduct advisory business in the aforementioned states. Prior to becoming a financial advisor, David worked as a finance manager in Financial Planning and Analysis for AK Steel (Armco) in Middletown. He is a graduate of Miami University.



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